Mini urgent loans online for incidentals

Solving an unforeseen situation quickly is now easier thanks to the mini urgent credits. Therefore, if you need money urgently to face some economic mishap, in our comparator you can hire the best urgent loans online in the current market- home.

The 3 keys to get urgent mini-loans online

The 3 keys to get urgent mini-loans online

In recent years, a large number of companies specialized in the concession of mini urgent loans online have emerged, products that offer low amounts and are reimbursed in a maximum of 30 days. The speed of transfers is one of the main advantages of these loans, but sometimes the client can take up to two business days to receive the money.

Therefore, before asking for a quick mini loan through the Internet, it is advisable to take into account the following aspects:

  1. The lender’s working hours: if we ask for mini-credits at a time when the company does not operate, we may not receive the transfer of the capital until the next business day.
  2. The documentation: it is important that we correctly send all the documents that they ask us to verify our solvency. These should be updated and be perfectly legible, otherwise, the request could be denied and we would have to request the urgent mini-credit online from another company or start the contracting process all over again.
  3. The banks with which the company works: if the lender works with the bank in which we have the account, we will receive the money in less than 10 or 15 minutes. If not, the mini-loan can take up to 48 hours to transfer.

How to know with which banking entities each company works can be complicated, for that reason, from the comparator HelpMyCash we have elaborated the free guide “When will the money come from your mini credit?” in which we indicate to whom we should ask for quick mini-credits through the Internet if we want to receive the money in a matter of minutes. In addition, in this tool, we will find out what other factors depend on the speed of money transfers.

  • Why your mini credit can take between minutes and days to transfer the money
  • On what bank transfers depend
  • How long it will take the money depending on your bank
  • How to make the money from your mini credit arrive immediately

Give us your e-mail and we will send you completely free the guide prepared by the experts of HelpMyCash on all the tricks that you must know so that the money transfer of your mini credit is immediate.

Request an urgent mini-credit from any device

Request an urgent mini-credit from any device

Another of the great advantages of the mini urgent loans online is that they can be ordered and contracted through any device with a connection to the network, such as a computer, a tablet or a mobile phone, among others. In fact, the pages of many lenders have a version for smartphone and some companies have even created their own applications for Android and iOS.

In addition, a few companies allow you to request your products through the sending of text messages (SMS) or through the instant messaging application WhatsApp.

On the other hand, if we are not very familiar with new technologies, most lenders will also allow us to make the request and all the processing through phone calls and mailings by conventional mail or even in the lender’s own offices.

How to get fast mini-credits safely?

Hiring a quick mini loan through the Internet involves a very safe process, but there may be the risk of falling into some scam. Therefore, before requesting financing from any company, it is always advisable to check the reliability of your website and make sure that they will not charge us more. To do so, it is advisable that we take into account the following aspects:

  • We have to distrust the lenders who charge us in advance: if we ask for an urgent mini-credit online it is precisely because we need liquidity, so no serious company will force us to pay management costs before lending us the money.
  • The URL of the company page should start with https: this is the security protocol used by entities and businesses that offer services through the Internet that involve monetary transactions.
  • In the address bar, a green padlock must appear: this element certifies that the page really belongs to the company and that the information of the same is encrypted so that no third party can access our personal and banking data.

In addition, we always have to carefully read the contract to ensure that the content of the clauses exactly matches the conditions previously agreed with the company. As a complementary measure, we can also consult in specialized forums to see what customers think about the lender we want to go to.

Contract mini online loans responsibly

Mini online urgent loans are products that, due to their conditions (low amount, very short repayment term, fast income) are designed to deal with unforeseen expenses in a timely manner. For example, they can come in handy to pay an invoice that has gone out of the budget, a fine or a small repair that we did not have.

However, these products are more expensive than the rest of the credits due to the level of risk assumed by the lender, so it is not advisable to use them on a regular basis. In addition, they have a very short repayment deadline and, generally, we must reimburse all the capital together with the interest in said fee.

In fact, if we hire mini-loans too often, we run the risk of not being able to face the payment of fees and this could cause us serious debt problems. Even, we could enter a loop of defaults that we end up going very expensive and that could aggravate our economic situation.

Flexibility services for online mini-credits

Flexibility services for online mini-credits

 Another feature for which these products have been so successful is the flexibility they establish in terms of the requirements they demand since they are much laxer than what conventional banking institutions establish. However, in addition to the requirements are very simple to comply with, most lenders put at our disposal two services that can be of great help when it comes to reimbursing the capital of the mini-credit:

  1. Early amortization: in the case that we have the money that we must return in advance, in most private equity companies will allow us to repay the mini-loan in advance and without having to pay anything for this service.
  2. Extension: on the contrary, if we do not have the money from the mini-credit on the date agreed with the lender, they will also allow us to request an extension that is usually a maximum of up to 30 more days and with which we will avoid falling into default. We must bear in mind that to take advantage of this service, it will be necessary that we notify it in advance and that, in most cases, it will have an additional cost, although it will never be higher than the consequence of a non-payment.

It is essential that we do not assume that these services are offered by all the lenders, so it is advisable that we first consult it and once we know it, let us act. In addition, in the event that we request the early amortization without cost, we can save the interest that would have been generated in the following days that the mini urgent online loan would have been in force.

The groups will demand from the Board in Parliament measures in relation to IDEA endorsements and to recover funds

Image result for andalusian parliamentThe five parliamentary groups, PSOE-A, PP-A, Podemos, Ciudadanos and IULV-CA, will defend in the Andalusian Parliament various proposals to urge the Board to adopt certain measures in relation to the policy of endorsements of the Innovation Agency and Development of Andalusia (IDEA) and to recover funds.

The groups have submitted several resolution proposals referred to IDEA to the annual audit report of the Accounts Chamber regarding the general account of the Board for the year 2016.

The PSOE-A proposes to continue with the technical analysis procedures carried out by the IDEA agency for the granting of guarantees, focusing on the business analysis of the viability and suitability of the projects that result in a decrease in the executions of guarantee for failures . He points out that the IDEA claim procedures must be rethought before the companies whose credit operations became unpaid.

For its part, the PP-A asks that Parliament censure the “failure” of the policy of guarantees to companies carried out by the Board, given the high rate of foreclosure executions “for failures” and the “additional loss of funds public “in 2016 worth 1.7 million euros. Requests that the Board be urged to put into operation a review of the technical analysis procedures carried out for the granting of these guarantees, so as to have a more stringent impact on the business analysis of the viability and suitability of the projects and this results in a decrease in foreclosure executions due to bankruptcies, especially at Agencia Idea.

The Popular Group also proposes that the Chamber considers “seriously damaging to the Andalusians that only the sum of 610,000 euros of guarantees have been obtained in the year, accumulating more than 118.79 million euros for guarantees executed pending collection (1, 7 million more than at the end of 2015), and that the Executive is urged to increase the level of collection in relation to the amounts served by foreclosures by staking out the claim procedures before companies whose credit operations became unpaid , executing whatever rights are inherent to Administration or Agency, compensating payments to be made with the company or making use of excussion benefits.

Another demand to the Board is that it establishes the appropriate regulatory measures and improves the procedures regarding the recovery of amounts derived from the bankruptcy losses, with the purpose of recovering said public resources.

As for the joint proposals of Podemos and IULV-CA, it is proposed to urge the Board to proceed to withhold payments of obligations recognized in favor of third parties that have been beneficiaries of guarantees extended by the IDEA Agency or another entity dependent on the Board, in the event that said guarantees have been executed.

They also propose to urge the Executive to order the immediate reimbursement to the General Treasury of the funds recovered by IDEA from executed guarantees, and to improve the claim procedures of said agency before the companies whose credit operations became unpaid by executing as many rights they are inherent, such as the materialization of the guarantees offered by the companies to cover the risk of the guaranteed operation, which according to the regulations should be sufficient to cover the risk assumed by the agency.

Lastly, the Citizens’ Group proposes “to implement the regulatory measures and improvements to pertinent procedures in the matter of recovery of amounts derived from the losses of guarantees, in the different bodies involved and particularly in the IDEA Agency”.

Restlessness in the autonomies for the break in financing reform


The autonomies have expressed on Wednesday their concern about the announcement of the President of the Government, Pedro Sanchez , not to reform the funding model due to lack of time and have reminded, also the Socialists, that the change of model is a legal requirement and is urgent approach it .

The announcement of Sanchez, who today ratified in Congress what was said yesterday in the Senate, of not completing this legislature the reform of the system, has had a prompt response in the Junta de Andalucía, where its president, Susana Díaz , has informed that in the next meeting with Sanchez, he will defend the “mandate” of the regional parliament, which claims 4 billion more for the community because of its underfunding.

Díaz has revealed that members of his government maintain “direct contacts” with the new finance minister, María Jesús Montero, former Andalusian minister of the area, whom they consider to be perfectly aware of the poor financing of the Junta and who drafted the document approved by the Andalusian Parliament that claims 4,000 million euros.

The president of the Generalitat Valenciana, Ximo Puig , has appreciated that Sanchez wants to introduce improvements in the short term but has stressed that you can not give up changing the model “as quickly as possible” because it is “unfair”. The announcement that has caught the autonomous communities by surprise has also had an answer in the Balearic Islands and its president, the socialist Francina Armengol , has been sympathetic with Sanchez, although she has made it clear that she will not give up negotiating a new system “quickly”. .

In Castilla-La Mancha , the Socialist Minister of Public Administration, Juan Alfonso Ruiz Molina, has insisted that the reform of funding is one of the most urgent issues facing the Government, and in the case of this community “runs a lot hurry”. For the Government of Asturias and waiting for Sanchez to explain his position, the negotiations should be opened and if they are not completed “at least channel them”.

The communities governed by the PP, more critical 

The communities governed by the PP have been more forceful and from Castilla y León , the Minister of Economy and Finance, Pilar del Olmo, has assured that Sánchez “is taking the hair to the communities and the Spanish.” For Del Olmo, the President of the Government has a “fragile memory” because he is doing nothing to demand from Mariano Rajoy a proposal and now he says “that in two years there is no time”.

In the same line has been expressed the president of the PP in Extremadura , José Antonio Monago, who has said that Sanchez came to this community “to take our hair while Vara applauded.” The vice president of Extremadura, Pilar Blanco-Morales, has advocated moving forward in the points that are possible of the reform, such as that the liquidation be made to the expired year and not every two years. Blanco Morales has said that the level of Extremadura’s claim to the Government of the nation “will be the same because what we demand is justice.”

And from Galicia , the head of the Xunta and PPdeG, Alberto Núñez Feijóo , has demanded the president to clarify “exactly what is the calendar in regional financing.” Feijóo, who is closing dates to meet with Sánchez, has reported that he will address this issue in person.

The president of the Region of Murcia, Fernando López Miras , has demanded the urgent call of the Fiscal and Financial Policy Council (CPFF) to address this issue with “transparency” and not in “hidden” meetings that may lead to “more discrimination”.

Also the Minister of Public Administration and Finance of La Rioja , Alfonso Dominguez, has considered that there is “more than enough” time to approve the reform but has asked that it not be addressed in bilateral meetings, to guarantee “transparency”. In the same sense has been expressed the president of the Community of Madrid, Angel Garrido , who sees time “more than enough” to address the reform or, at least, “try.”

Meanwhile, Cantabria has been the only community that has seen “reasonable” that the review can not be completed and has advocated a restructuring of the debt of the communities that allows “lighten their tax burden” until a new model arrives. The Canary Islands have received the news with “some perplexity” and the Minister of Finance, Rosa Dávila, has regretted that the opportunity to review the system is wasted, something that had to be done four years ago.

Catalunya claims bilaterality

Catalunya claims bilaterality From Catalonia , the new Government has shown interest in participating in any discussion involving resources for the community, although claiming bilaterality “as a principle” to the Government of Sanchez. The Catalan Executiu, whose economic area leads Pere Aragonès , chose the last legislature to stay out of the reform and did not appoint a representative in the commission of experts who prepared the base report for the new model.

This report has been the starting point for a technical document prepared by the Treasury and sent to the communities that have made allegations and presented their own documents.

All this pending a Fiscal and Financial Policy Council that the former president of the Government, Mariano Rajoy, had committed to convene at the end of May and, finally, it was postponed, without a date, for the month of June.